Rates & Fees
Loan Rates
| Type of Loan | Terms | APR* |
|---|---|---|
| New & Used Vehicles | Up to 66 Months | As Low As 5.50% |
| 72 Months | As Low As 6.00% | |
| 84 Months | As Low As 7.49% | |
| Boats, RVs, Motorcycles | Up to 66 Months | As Low As 6.25% |
| 72 Months | As Low As 6.75% | |
| 84 Months | As Low As 7.15% | |
| Share Secured | Negotiable | 3.00% |
| Signature Loans | Negotiable | As Low As 9.90% |
| VISA Platinum No Annual Fee & 25 Day Grace Period | 9.90% |
*APR = Annual Percentage Rate
**Your Annual Percentage Rate may be higher depending on your credit worthiness. Please ask a loan officer for more information.
***Certain restrictions do apply on loan terms.
****There is a $5.00 loan application fee when applying. Rates are subject to change.
Savings & Checking Rates
As of February 1, 2021
| Account Type | APR (Annual Percentage Rate) | APY (Annual Percentage Yield) |
|---|---|---|
| Savings | 0.10% (on balances of $100 or more) | 0.10% |
| Checking | 0.10% (on balances of $100 or more) | 0.10% |
| Christmas/Vacation Club | 0.10% (on balances of $100 or more) | 0.10% |
Fee Schedule
| Service | Fee |
|---|---|
| ATM/Debit Rejected Transaction | $.50 per reject |
| ATM Withdraw at other Financial Institution | $1.00 |
| Bad Address (returned mail) | $5.00 per month |
| Cashiers Check | $1.00 |
| Copy of Paid Share Draft | $3.00 |
| Copy of Statement | $2.00 |
| Corporate Checks (for bill paying) | $2.50 per check |
| Courtesy Pay Fee | $27.00 |
| Fax Fee | $5.00 |
| Fed Ex Delivery Charge | $30.00 |
| Garnishment/Levy Administration Fee | $50.00 |
| History of Account | $2.00 per month |
| Home Equity Late Fee | $75.00 |
| Inactivity Fee (no activity for 24 months, balance under $100.00) | $5.00 per month |
| License Sticker Fee | $6.00 |
| Loan Application Fee | $5.00 |
| Loan Late Fee | $30.00 |
| Membership Fee | $.25 |
| Money Orders | $1.00 per money order |
| Nonsufficient Funds: Share Drafts or ACH | $27.00 |
| Replace Lost ATM/Debit / VISA Card | $5.00 |
| Returned Deposit Check | $27.00 |
| Safe Deposit Box Key Lost | $20.00 |
| Safe Deposit Box Drilled Open | $125.00 |
| Safe Deposit Box Rental | Call for sizes and cost |
| Share Acct closed within 3 Months | $25.00 |
| Share Draft / ACH Stop Payment | $27.00 |
| Temporary Checks | $.50 per check |
| Visa Card Late Fee | $25.00 |
| VISA Gift Card Fee | $2.00 |
| VISA Travel Money Card Fee | $3.00 |
| Wire Transfer (outgoing) | $20.00 |