Privacy Policy

Attached you will find the current Privacy Policy for Altonized Community Federal Credit Union.  If you have any questions please contact the Credit Union directly.

Questions?Call 800-421-4759 or go to www.altonizedfcu.orgWho is providing this notice?Altonized Community Federal Credit Union

Altonized Community FCU Privacy Policy
FACTS WHAT DOES ALTONIZED COMMUNITY FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and credit scores
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Altonized Community Federal Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does Altonized Community Federal Credit Union share? Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes –
Information about your transactions and experiences
No No
For our affiliates’ everyday business purposes –
information about your creditworthiness
No We don’t share
For nonaffiliates to market to you No We don’t share
Who we are
Who is providing this notice? Altonized Community Federal Credit Union
What we do
How does Altonized protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Altonized collect my personal information?

We collect your personal information, for example, when you

  • Open an account or deposit money
  • Apply for a loan or apply for a credit card
  • Givu us your contact information

We also collect your personal information from credit bureaus.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Altonized Community Federal Credit Union has no affiliates.
Non-affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • Altonized Community Federal Credit Union does not share with our non-affiliates so they can market to you
Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • CUNA Mutual Group and American Income Life
Other important information

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