Visa/Debit/ATM

Visa Card

VISA Card

Are you tired of those high interest rate credit cards?

Altonized Community Federal has a VISA with benefits such as:

  • An Interest Rate of 9.9% APR
  • No Annual Fee
  • Payments can be made at the Credit Union office
  • 25 Day Grace Period
  • Credit Card information can be accessed online.

Proof of Income is required when applying. Call the Credit Union for information or an application.

All new VISA Card Accounts have an Introductory Rate of 2.90% APR for 6 Months then any remaining balance is converted to the standard 9.9% Rate.

Current cardholders can do Balance Transfers for a low rate of 2.90% APR for 6 Months then any remaining balance is converted to the standard 9.9% Rate.

With our Rewards Program you will earn 1 Point for every $1 spent.  Register your Credit Card at ScoreCardRewards.com to track your points in our new Rewards Program.

To access your credit card information online, simply go to www.ezcardinfo.com. You will be leaving the Credit Union’s website by clicking the link and entering the VISA Website.

Click here for a VISA Credit Card Application
(Please print and fill out the form then mail or fax back to the Credit Union
at 618-466-3871)

 

Debit Cards

Debit Cards

Debit Cards are available from the Credit Union and all have the VISA logo on front. Member’s must have an open checking account in good standing to be approved for a Debit Card. These can be used at merchants to purchase items or at ATM Machines to get cash.  Altonized is also part of the CO-OP network offering nearly 30,000 ATMs nationwide that can be used surcharge free.  Just look for the CO-OP logo.  To find one near you go to co-opatm.org

The cards can even be used for online purchases be sure to register for Verified by Visa when using the card online for extra protection. Click on www.mycardsecure.com/vpas/certegy_vbvisa/enroll/index.jsp to enroll in Verified By Visa.

All Debit Cards have a daily limit of $200 for ATM Withdraws and $500 for Point of Sale Purchases. This is a standard security feature on the cards.

For applications please contact the credit union.

If you need to report your Debit Card lost or stolen after hours, please call 800-554-8969.

ATM Card

ATM Card

Altonized offers ATM Cards on the CIRRUS/STAR network. The account must be in good standing and have a checking account. There is no charge for using your Altonized Federal Credit Union ATM Card at our machine. There is a $1 fee for withdrawals made at other financial institutions. Call for more information.

Altonized has an ATM Machine located at the front of the parking lot at our office at 4435 North Alby St. in Alton, IL.

This is a NO SURCHARGE ATM for Credit Union members using their Altonized ATM or Debit Card. If you use your card at another financial institution then you will be charged $1 along with that machine charge.  Altonized is also part of the CO-OP network offering nearly 30,000 ATMs nationwide that can be used surcharge free.  Just look for the CO-OP logo.  To find one near you go to co-opatm.org.  If you have any questions about getting a card or the one you already have please contact the Credit Union. When an ATM or Debit Card is issued you will be sent a disclosure form stating all fees and rules for using your card. Please read this form!

The ATM Machine runs on the CIRRUS Network and use cards for STAR, MAC, CIRRUS, Cash Station, and VISA.