Insurance

Credit Disability Insurance

Credit Disability Insurance

In the event you become disabled by sickness or accident, Credit Disability pays your loan payments.  The cost for this insurance is figured into your loan payments at the time of the loan.

You must be off work 14 days before it is effective & it is retroactive back to your first day off work.  Certain restrictions apply.  Contact the Loan Department for details.

Credit Life Insurance

Credit Life Insurance

Credit Life Insurance pays the balance of your loan in the event of your death.  This ensures your family will not be left with your loan debt.  This does carry a 6 month pre-existing clause.  The cost is figured into your payments at the time of the loan.  Certain restrictions apply.  Contact the Loan Department for details.

Mechanical Breakdown Insurance

Mechanical Breakdown Insurance

Mechanical Repair Coverage is a plan that protects you against many of the costly repairs that can occur after the manufacturer’s warranty has expired.  This is available for new & used vehicles.  There are different levels of coverage with a choice of deductibles.  This can be added to your existing vehicle loan as well.  For more information or to get a quote, please contact the Loan Department.  Some restrictions apply.

GAP Insurance

GAP Insurance

GAP Protection plan assists you when your vehicle is stolen, accidentally damaged beyond repair or otherwise declared an insured total loss.  Your Auto Insurance company only covers the replacement value of the vehicle leaving you liable for any difference in the loan balance.  With GAP Coverage, the difference is covered saving you time and money.  This protection is priced lower than what is offered through a dealership.  For more information, please contact the Loan Department.  Some restrictions apply.

Trustage Auto & Home Insurance

As a Credit Union member, you have the chance to save money on your car and home insurance with Trustage Insurance Program.  Receive a quick and hassle free quote by calling 888-380-9287 or visit TruStageAutoHome.com.  Please give them the savings code of “ACFCU” to designate yourself as an Altonized member.  Start saving today!!

NCUA

NCUA

Member accounts and investments are fully insured up to $250,000.00 by the National Credit Union Administration (NCUA) – an agency of the government.