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Rates & Fees

Type of Loan Terms APR*
New & Used Vehicles Up to 60 Months As Low As 2.99%
  66 Months As Low As 3.25%
  72 Months As Low As 3.75%
Boats, RVs, Motorcycles Up to 60 Months As Low As 5.75%
  66 Months As Low As 6.25%
  72 Months As Low As 6.75%
Share Secured Negotiable 4.50%
Signature Loans Negotiable As Low As 6.90%

VISA Platinum No Annual Fee 
& 25 Day Grace Period

  9.90%
*APR = Annual Percentage Rate
**Your Annual Percentage Rate may be higher depending on your Credit Worthiness. Please ask a loan officer for more information.
***Certain restrictions do apply on loan terms.
****There is a $5 Loan Application Fee when applying. Rates are subject to change.

Fee Schedule

Service Fee
Membership Fee  $.25
Copy of Paid Share Draft $2.50
Nonsufficient Funds: Share Drafts $25.00
Courtesy Pay Fee $25.00
Share Draft Stop Payment $10.00
Temporary Checks $.50 per check
Copy of Statement $2.00
History of Account $1.00 per month
ACH Returns $25.00
Returned Deposit Check $15.00
Money Orders $1.00 per money order
Corporate Checks (for bill paying) $2.50 per check
Cashiers Check $1.00
Replace Lost ATM/Debit / VISA Card $5.00
VISA Gift Card Fee $2.00
VISA Travel Money Card Fee $3.00
Wire Transfer (outgoing) $20.00
Western Union $25.00
UPS or Fed Ex Delivery Charge $20.00
License Sticker Fee $5.00
Fax Fee $5.00
Loan Application Fee $5.00
Share Acct closed within 3 Months $25.00
Loan Late Fee $30.00
Home Equity Late Fee $50.00
Visa Card Late Fee $30.00
ATM/Debit Rejected Transaction $0.50 per reject
ATM withdraw at other Financial Institution $1.00

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