Type of Loan	Terms	APR*
New & Used Vehicles, Boats, RV's, Motorcycles	24 & 36 Months	As Low As 4.00%
	48 Months	As Low As 4.00%
	60 Months	As Low As 4.00%
	66 Months	As Low As 4.50%
	72 Months	As Low As 4.75%
Share Secured	Negotiable	4.50%
Signature Loans	Negotiable	As Low As 8.90%
VISA Platinum No Annual Fee & 25 Day Grace Period		9.90%
*APR = Annual Percentage Rate **Your Annual Percentage Rate may be higher depending on your Credit Worthiness. Please ask a loan officer for more information. ***Certain restrictions do apply on loan terms. ****There is a $5 Loan Application Fee when applying. Rates are subject to change.

Fee Schedule

Service	Fee
Membership Fee	$.25
Copy of Paid Share Draft	$2.50
Nonsufficient Funds: Share Drafts	$20.00
Share Draft Stop Payment	$10.00
Temporary Checks	$.50 per check
Copy of Statement	$2.00
History of Account	$1.00 per month
ACH Returns	$20.00
Returned Deposit Check	$15.00
Money Orders	$1.00 per money order
Corporate Checks (for bill paying)	$2.50 per check
Cashiers Check	$1.00
Replace Lost ATM/Debit / VISA Card	$5.00
VISA Gift Card Fee	$2.00
VISA Travel Money Card Fee	$3.00
Wire Transfer (outgoing)	$20.00
Western Union	$25.00
UPS or Fed Ex Delivery Charge	$20.00
License Sticker Fee	$5.00
Fax Fee	$5.00
Loan Application Fee	$5.00
Share Acct closed within 3 Months	$25.00
Loan Late Fee	$20.00
Home Equity Late Fee	$50.00
Visa Card Late Fee	$25.00