Altonized Community FCU
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Altonized Community Federal Credit Union offers a variety of different services.

We have Home Equity Loans, Vehicle Loans, Signature Loans, Holiday Loans & More!!

We Do Not Charge Monthly Account Fees!


April Refinance Special

Refinance your current vehicle loan with us from another Financial Institution
during the month of April at rates AS LOW AS 2.99%* APR and you
will receive $100 cash Plus NO Payments for 60 Days!
*Certain restrictions apply.  We do match rates.  See Loan Dept for details


 Catch The Save Wave!!
April is Credit Union Youth Month!  If your child does not have an

account, then now is the time.
Any youth account (17 yrs. old and younger) that is opened during
April will receive a Piggy Bank and $25!!
Any child that makes a deposit to their account during
April gets to spin the Prize Wheel.

Let's Start Saving Today!!


 Visa Rewards Program

Want to earn some points?  Go to and register your Altonized VISA Credit Card.
You will earn 1 point for every $1 spent and can track & redeem your points at that website.
Start earning today!!


Debit Card Changes

Due to the recent debit card fraud resulting from the Supermarket breach,  
Altonized is implementing a debit card rule to help protect our members 
and their accounts.  All debit cards transactions, without a PIN Number 
being used, outside of the states of Missouri and Illinois will be denied.  This 
means that you must use your PIN number to perform transactions with 
your debit card outside the Bi-State area
.  If you will be traveling and want 
to use your debit card, please contact the Credit Union and let us know.  If 
you have any questions, please feel free to contact the Credit Union.  This 
is being done to protect our members.Also, if your phone number has 
changed please contact the credit union so that your file may be updated.  
If you lose your Debit Card after hours, please call (800) 554-8969 
to report it lost/stolen.


Convenience Payments for Loans!
Did you forget to make that loan payment in time?  Don't worry - you can now make your loan payments over the phone with either a credit card or with your account at another financial institution.
There is a $10 convenience fee to do this.  Electronic payments take 1 day to post to your loan and credit card payments will post in 2 days.  For more information, contact the Credit Union.

Courtesy Pay

Courtesy Pay is now available for our member's to use.  This service allows those that qualify an extra bit of overdraft protection on your checks, ACH transactions and everyday Debit Card transactions (if you Opt-In for coverage on the debit card).  Reg E requires that anyone wanting overdraft protection on the debit card transactions must sign an Opt-In form.  We must have this form on file in order for the coverage to be in effect.  If you have any questions, please contact the credit union.


  Like us on Facebook and you will be able to keep up to date on all that the Credit Union has to offer.


Debit Card Fraud

Unfortunately, it is the season for fraudsters to start up again.  If you notice any fraudulant activity from your debit card please contact the Credit Union immediately or call the fraud department at                  800-554-8969 to block the card.  Please write a letter stating which transactions are fraudulant and sign it then bring this to the Credit Union. We will forward the letter to VISA for chargebacks on those items.  If you have any questions please contact the Credit Union.  Please remember during these holiday times and always, never give out any personal information unless you have initiated the transaction.  If you need to report your Debit Card lost or stolen after hours please call 800-554-8969.

We also sell Illinois License Renewal Stickers so you don't have towait in the long lines at the license bureau! There is a $6 fee along with the cost of the sticker.  You will need your renewal registration form and your insurance information.

Contact the Credit Union today and let us know how we can assist you!! 

Serving all of Madison County!

Your savings federally secured to $250,000.00 by the National Credit Union Administration (NCUA) - a U.S. Government Agency.

Member Cellular Discounts with Sprint

Car & Home Insurance. Get a quote.

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